Banana Republic Credit Card
Banana Republic is a trendy retailer offering luxury clothing items to customers with discriminating fashion sense. Banana Republic offers two types of credit cards, the Bananacard and the Banana Republic Visa Card.
First let’s take a look at the rewards offered by Banana Republic when you use their credit card. They offer 5 points for every dollar you spend at Banana Republic as well as its major affiliate stores including Gap, Old Navy, Piperlime, and Athleta. For shopping anywhere else with the Banana Republic Visa Card for each dollar you spend 1 point is earned in rewards. This equals out to a 5% rebate for shopping at their stores and a 1% rebate for using their Visa Card at any other place you decide to shop.
Banana Republic Credit Card
Banana Republic offers advance notice of sales events and upcoming trends including special birthday offers for the card holder, a 10% off deal on some Tuesdays at Gap, Old Navy and Piperlime and exclusive offers and promotions. You can earn up to 2000 bonus reward points if you have used your card in the last 12 months and your account is in good standing by simply providing your email address to the company. For every 1,000 reward points you earn, you will receive a $10 rewards card to Banana Republic. Once you have your banana republic credit card, you can check your balance online, make payments online, add an authorized user to your account, review your statements online, check your accumulated rewards points, cash in your rewards points whenever you are ready and even sign up for paperless statements.
Banana Republic Credit Card
The Banana Republic credit card adds an additional rewards dimension to their offer. If you spend at least $800 per year using your card you will be entitled to an upgraded Banana Republic Luxe card or a Banana Republic Visa Luxe card. The Luxe card offers a host of additional benefits such as free alterations on non-discounted clothing purchased at Banana Republic, free shipping and 15% off on the day you are approved for a Banana card account or 15% off on a day of your choosing once you are a Banana Republic Visa Luxe card holder. There are chances to earn double or triple points on several days throughout the year. There is also an exclusive toll-free priority phone line that is available to only Luxe members.
The standard Banana Republic credit card or Bananacard has an interest rate of 23.99% and charges a 27.24% penalty interest rate on balances that are overdue. The Banana Republic Visa card offers rates of 18.2%4 or 21.24% depending on the quality of the card holder’s credit rating and also charges a 27.24% penalty interest rate on balances that are overdue. Cash advances are available with the Banana Republic Visa card at a rate of 23.24%. There are late payments fees for both cards ranging from $15 to $39 based on your balance and a $29 over limit fee. Both of the Banana Republic cards offer rates and fees that are average with the Visa card offering and overall better interest rate.
For more information about the Banana Republic Credit Card take a look at the link.

